Original Medicare, Parts A and B, have significant gaps in prescription drug benefits. In fact, these Medicare plans won’t cover most medication you will need, unless you receive them as a hospital inpatient. If you want prescription drug insurance coverage, you will need to enroll in a Medicare Part D plan.
Before you buy Medicare prescription plans, here’s something else you need to know. MAPD plans only offer their own prescription plans, which may or may not have more expensive co-pays than a standalone Rx PDP plan.
The Medicare experts at United Medicare Exchange are here to help you compare Medicare Part D plans. We’ll help you find your different options and develop a solution that’s tailored to your specific needs. Call today to get the answers you need.
Premium may be the least costly element and shouldn’t be the only basis for comparing prescription costs among plans. Your total prescription drug costs are the combination of premium + deductible + co-pays.
Your total prescription drug costs are likely to be different for each particular PDP (Prescription Drug Plan) including those plans that are included in some MAPD (Medicare Advantage Prescription Drug) plans. It's always worth checking.