All Your Medicare Part D Solutions in One Place
Original Medicare, Parts A and B, have significant gaps in prescription drug benefits. In fact, these Medicare plans won’t cover most medication you will need, unless you receive them as a hospital inpatient. If you want prescription drug insurance coverage, you will need to enroll in a Medicare Part D plan.
The Medicare experts at United Medicare Exchange are here to help you buy Medicare Part D plans. We’ll help you compare your different options and find a solution that’s tailored to your specific needs. Call today to get the answers you need.
Ready to Enroll in Medicare Prescription Plans?
FOLLOW THESE SIMPLE STEPS TO FIND THE PLAN THAT FITS YOUR NEEDS AND YOUR POCKETBOOK
Before you buy Medicare prescription plans, here’s something you need to know. Your total prescription drug costs are the combination of premium + deductible + co-pays. Premium may be the least costly element and shouldn’t be the only basis for comparing prescription costs among plans. Your total prescription drug costs are likely to be different for each particular PDP (Prescription Drug Plan) including those plans that are included in some MAPD (Medicare Advantage Prescription Drug) plans. MAPD plans only offer their own prescription plans, which may or may not have more expensive co-pays than a standalone Rx plan. It's always worth checking. Here's how to calculate your total prescription drug costs to compare:
- Look up your exact prescription costs from each insurance carrier for each option (MAPD or PDP). (Upon request, our licensed agents will help you with this free of charge or obligation. Call (1-800) 513-1236 or click "Contact.")
- After finding your prescription costs, look up the premium costs for the Medicare Advantage and Medicare Supplement Plans available.
- Add your annual prescription costs to the annual premiums and deductibles of each Medicare Advantage and Medicare Supplement that interests you. This will likely be your minimum health care cost if you are healthy.
- You can add the maximum out-of-pocket costs for each Medicare Advantage and/or Medicare Supplement Plan to your prescription and premium costs. This will illustrate your possible highest costs if you have a major accident or health event.
- Then decide which coverage alternative is most appropriate and affordable.