The Basics

With a Medigap Plan you are covered for any doctor, clinic and/or hospital in the USA that accepts Medicare.  Most do.

  • Medicare approves all twelve Medicare Supplement (Medsup or Medigap) plans that insurance carriers offer at competitive rates, regulated by each state (Plan A, B, C, D, F, F+, G, G+, K, L, M, and N).
  • Medicare Supplement Plans from each carrier have identical benefits but different premiums based on each carrier's claims experience. Some carriers offer only some of the plans. Each designated Plan has higher or lower premiums depending on the Plan's benefits such as: deductibles, co-pays and coinsurance you are required to pay.
  • Prescription drug coverage is only provided during inpatient hospital or hospice care and must otherwise be obtained through a separate PDP (Medicare Part D prescription drug plan).
  • The maximum out-of-pocket cost of each plan is different and may be limited or not depending on the plan.

Call us today and let us help you enroll in Medicare plans with confidence!